Posts by Zachary Smith

College is promoted heavily as a requirement if you want to “succeed” in life. Is college worth the “investment”? Today it is much more common to graduate from college with a negative net...

If you are seeking financial independence then you are probably seeking ways to optimize all of your expenses. Car insurance is one of the expenses you have because the law says so. Those of us in...

I have always wanted to know what the best way to become financially independent is, and I have spent a lot of time researching the subject. I have found lots of different answers because there are...

Happiness is a term that gets thrown around quite often in the realm of financial independence. Many people are seeking financial independence because they believe it will make them happy, myself...

Financial independence is a destination that not very many people make it to. Just like with any destination, there are different ways of getting there. Those of us that share this common dream...

Financial independence requires a high savings rate if you want to achieve it in any reasonable amount of time. Your savings rate is one of the most important numbers you will deal with in your...